Consumer law, like any area of the law, has complexities and subtleties that aren’t always apart to the public; however, being well-informed and educated about your rights as a consumer is one of the best ways to avoid being taken advantage of or being harassed. That’s why we blog regularly: to make sure you have the information you need to make informed decisions, or to strike back if your consumer rights are being abused. Read on to begin educating yourself now!
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You Found the Car You Want, But the Dealer Is Acting SuspiciouslyAlong with bait-and-switch tactics, unscrupulous dealers may commit fraud by falsifying your financing. Read about five additional types of fraud here.
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The Credit Behaviors That Most Influence Your Credit ScoreWhile credit reporting agencies and scoring systems differ, there are common factors they all agree are important. Learn what they are here.
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Everything You Need to Know About Getting Your Free Credit ReportIn order to give consumers free and reliable access to their credit reports, the Federal Trade Commission works with these three credit reporting agencies.
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How Judgments Are Hurting You and You Don't Even Know ItA judgment filed against your debt may be hurting you without you even knowing it. Learn more about how and why this happens in this article.
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How to Officially Notify a Manufacturer of Defects in Your New VehicleState law requires that you notify a manufacturer in writing of problems with your new car in order to pursue the Lemon Law. Learn how here.
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Senate Kills Bill Meant to Crack Down on Lending AbusesVirginia Senate killed a series of bills that would crack down on lending abuses.
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Taking the Time to Research a Used Vehicle Will Prevent Problems Down the RoadUsed car dealers are not always honest about the repair history of the cars they sell. Protect yourself from a bad purchase with a vehicle history report.
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You Have Rights When an Employer Rejects Your Application Based on a Bad Credit ReportIf you have given written permission for a potential employer to obtain your credit report and he discovers incorrect negative information, you can take action.
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Protect Your Right to Financial PrivacyEmployers may want to know about the backgrounds of potential employees, but under the Fair Credit Reporting Act, they may only request certain information.
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Following a Few Simple Rules Can Protect You From ScamsWe all think we’re too smart to fall for a scam, but thousands of people do every year. By learning scam artists’ tricks, we can beat them at their own game.
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Being Aware of Common Scams Can Protect You From Being a Victim in the New YearAccording to the Better Business Bureau, these 10 scams topped the list of the most reported scams in 2015. Be on the lookout for them in 2016.
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Federal Laws That Could Help You With a Used Car LemonWhile the purchase of a used car can be protected under Virginia’s Lemon Law in certain circumstances, you may need to seek another remedy if you have problems.