Consumer law, like any area of the law, has complexities and subtleties that aren’t always apart to the public; however, being well-informed and educated about your rights as a consumer is one of the best ways to avoid being taken advantage of or being harassed. That’s why we blog regularly: to make sure you have the information you need to make informed decisions, or to strike back if your consumer rights are being abused. Read on to begin educating yourself now!
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How to Calculate the Reasonable Allowance for Use Under Virginia’s Lemon LawIf a vehicle does not conform to its warranty, the consumer may be entitled to remedies under the lemon law. A reasonable allowance for use may be subtracted.
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Non-Disclosure and Affirmative Misrepresentation: Two Primary Categories of Auto FraudAuto fraud can affect consumers in many different ways. There are two primary categories to look for: non-disclosures and affirmative misrepresentations.
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A Court May Stop Debt Collectors From Calling and Writing You About a DebtThe Fair Debt Collection Practices Act provides consumers with many potential remedies for violations. One such remedy is injunctive relief.
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Types of Monetary Damages You May Pursue After a Collector Violates the FDCPAConsumers are entitled to protections under the Fair Debt Collection Practices Act. When a collector violates this law, you may be entitled to monetary damages.
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Consumers Are Entitled to a Refund of Collateral Charges Under the Virginia Lemon LawConsumers who buy defective vehicles may be entitled to a refund of the purchase price under the lemon law. This refund includes certain collateral charges.
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There Are Limited Third Parties That a Debt Collector Can Contact With Regard to Your DebtWhen a debt that you owe is turned over to a debt collector, strict rules apply. Only certain third parties may be contacted by the collection agency.
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Rules That Debt Collectors Must Follow When Contacting Third PartiesWhen a collection agency attempts to collect a debt, it generally cannot contact a third party unless it is seeking location information for the debt holder.
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How to Establish Whether a Dealer Knew of a Vehicle’s Prior Poor Condition Before Selling It to YouVictims of auto fraud may need to investigate to determine a vehicle’s title history. This history provides valuable information as part of the auto fraud case.
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The Purpose of the Lemon Law Is to Help Consumers When a Car Fails to Meet Certain StandardsVirginia enacted its lemon law in order to protect consumers when making motor vehicle purchases. The intent of the law is to help consumers find resolution.
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Does Your Car or Truck Qualify for Protection Under Virginia’s Lemon Law?Faulty vehicles may be subject to the lemon law in Virginia. In order for the law to apply, the auto must be included in the list of acceptable vehicles.
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Debt Collectors Who Violate the Fair Debt Collection Practices Act May Be Liable for DamagesDebt collectors are required to abide by federal law when taking action over unpaid debt. Violating this law could leave them liable to you for damages.
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Inside Look At What It's Like to Be a Debt CollectorThe inside scoop of what it is really like to be a debt collector and some of the shady practices that go on.