Consumer law, like any area of the law, has complexities and subtleties that aren’t always apart to the public; however, being well-informed and educated about your rights as a consumer is one of the best ways to avoid being taken advantage of or being harassed. That’s why we blog regularly: to make sure you have the information you need to make informed decisions, or to strike back if your consumer rights are being abused. Read on to begin educating yourself now!
- Page 2
-
When a Company Violates Your FCRA Rights Through Negligence, You May Be Awarded These DamagesIf a credit reporting agency or other company violated your FCRA rights through negligent actions, you may be entitled to certain damages.
-
CFPB Proposal Would Protect Consumers From Predatory Lending PracticesThe CFPB has proposed a rule that would ban banks and other lenders from using pre-dispute arbitration agreements containing class action waivers.
-
You Are Entitled to Protections When it Comes to Employee Background ChecksThe Fair Credit Reporting Act protects consumers from inaccurate information on credit reports, but it also governs how employers do background checks.
-
Protect Your Personal Information by Understanding How Identity Thieves OperateIdentity thieves get more sophisticated by the day. They use many tactics to steal your personal information and they use that data in various harmful schemes.
-
What the LifeLock Settlement Tells Us About Identity Theft ProtectionLifeLock was ordered to pay $100 million to settle charges from the Federal Trade Commission for making false promises to customers.
-
Immediate Steps to Take When You Discover Your Identity Has Been StolenIt is important to act quickly when you realize you have been the victim of identity theft. By doing these three things immediately, you can control the damage.
-
If You Have Poor Credit, Shady Credit Repair Companies May Target YouYou would do anything to repair your bad credit, but don’t let desperation lower your defenses against untrustworthy credit repair services. Learn more here.
-
While You Have Some Protections, Be Cautious When Using Electronic BankingYou may know that you are afforded some rights under the Fair Credit Reporting Act, but did you know that your electronic bank transactions are also protected?
-
5 Tips for Cleaning Up Your Credit and Improving Your Credit ScoreSo you've got your credit score, but you'd like it to be higher. What can you do? Here are 5 ways to improve your credit over time, check them out here!
-
Why Your Credit Report Could Be Making You MiserableIn this article we explore 5 of the biggest reasons (and a bonus reason) why your credit report may be making you miserable. Learn more about it here.
-
The Credit Behaviors That Most Influence Your Credit ScoreWhile credit reporting agencies and scoring systems differ, there are common factors they all agree are important. Learn what they are here.
-
Everything You Need to Know About Getting Your Free Credit ReportIn order to give consumers free and reliable access to their credit reports, the Federal Trade Commission works with these three credit reporting agencies.